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More than thirty-five years ago Santiago began offering second-chance financing when traditional financing was difficult for some home-buyers to find. Through all of the ups and downs in the home mortgage industry, Santiago has continued to make our financing option available to help home-buyers achieve their “American Dream” of home ownership. Thousands of families have taken advantage of our financing option over the years across all of our communities.

The demand for Santiago financing has grown and in so doing has become a secure and reliable financial opportunity through Retail Installment Sales Contracts (RISC). These contracts can be purchased from Santiago and receive a consistent return month-after-month, year-after-year with the guarantee of Santiago Communities, Inc.

Santiago guarantees RISC performance

RISC Investment Overview

  • Santiago identifies and qualifies all home buyers
  • Santiago finances home purchase with Retail Instalment Sales Contract (RISC)
  • Santiago sells RISC to accredited party
  • RISC is serviced and guaranteed by Santiago
  • Contract purchaser is in first position on RISC
  • RISC’s are fully amortized
  • Contract purchaser receives monthly principal and interest payments

With no historical losses, RISC purchases offer an ideal opportunity to diversify any financial portfolio.


have been purchased from Santiago

Contact us today to learn more about Santiago and RISC opportunities at 714.744.4993 or complete the contact form below.